Understanding Ontario Accident Benefits

Beginning on July 1, 2026, the Ontario government is making more changes to the accident benefit coverages section contained within the Standard Automobile Insurance Policy in the province of Ontario.  This section of the policy is what covers the policyholder, spouse/partner, dependants and any other listed drivers.

If you drive a car, you need to make sure that you understand the choices available and that you make an informed choice.  Your policy coverage options need to be personalized yearly, finding out after an accident has happened that you don’t have the right coverage or adequate coverage is not the time!

At ISL Insurance Brokers Ltd. we understand that everyone is different, with equally different insurance needs that change throughout your life.  We won’t suggest products or coverage not appropriate for you, we take the time to get to know you and your situation – then only recommend options that specifically meet your unique needs.

For general information about changes to automobile insurance in Ontario, contact: